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<h3>138 Mosswood St, Georgetown, FL 32139 – Lake-Area Lot | RV Friendly | No HOA</h3>Welcome to Georgetown, Florida — a hidden gem near Lake George and the St. Johns River! This residential lot offers flexibility and freedom, with RV use allowed part-time, and no HOA restrictions.Whether you're looking to build, bring a manufactured home, or use it as a recreational lake-area getaway, this property gives you the freedom to enjoy Florida life your way.<h3>✅ Property Highlights</h3><ul><li>Address: 138 Mosswood St, Georgetown, FL 32139</li><li>Location: Lake-area neighborhood near St. Johns River / Lake George</li><li>Zoning: Residential</li><li>RV Friendly: RV allowed part-time (verify county guidelines)</li><li>Utilities:</li><li class="ql-indent-1">Power nearby</li><li class="ql-indent-1">Well &amp; septic area (no city utilities)</li><li>No HOA — freedom to enjoy your land</li><li>Road Access: Maintained neighborhood road</li><li>Lot: Standard residential lot in growing area</li></ul><h3>🌴 Why Buy Here?</h3><ul><li>Freedom to camp / RV part-time</li><li>Build later or just use as a recreational property</li><li>Boating, fishing &amp; spring adventures nearby</li></ul><h3>📍 Nearby Attractions</h3><ul><li>Lake George &amp; St. Johns River — fishing, boating, waterfront dining</li><li>Welaka State Forest &amp; boat ramps</li><li>Palatka ~30 min</li><li>Crescent City ~10 min</li><li>St. Augustine beaches ~1 hr</li></ul>Property can close&nbsp;through title&nbsp;company and include warranty&nbsp;deed&nbsp;with title insurance. Closing costs are approx $600-$800. Inhouse closing is available with NO title insurance for $249. buyer to perform their own due dillegence.**Zoning: R-2 RESIDENTIAL**Buildable Lot? Yes**Permitted Uses: Mobile Home, Single Family, Barndominium, Container Home, Tiny Home, Modular Home.**Seatbacks&gt;Front: 25 feet&gt;Rear: 10 feet&gt;Side: 10 feet**RV Living: Up to 14 consecutive days or 120 nonconsecutive days annually. Temporary RV living is allowed duringconstruction for 6-12 months.**Animals Allowed? Depends on the kind of animals, chickens, goats are allowed, for horses, should be at least 2 acres**Legal Road Access? Yes, Dirt Road**HOA? None**Impact Fee: According to the county, there is currently no impact fee, but they will start collecting impact fees on Sept 8, 2025, around $8,000 for a single family home.**Flood Zone Area? Flood Zone A**Utilities: Septic and Well Required******OWNER FINANCE DETAILS******Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.Everyone is approved!Down payment is $ 2,000 and APR is 10% 5 Years	-&gt; $ 276.21 per month7 Years	-&gt; $ 215.82 per month10 Years	-&gt; $ 171.80 per month $249 processing and origination fee applies to all new loans.

Nice Land in Georgetown Florida Near the Lake and RV Allowed Part Time

This is a nice vacant residential lot located in Florahome, Florida, offering flexibility and freedom for your future home. The property is zoned residential, allowing mobile homes, modular homes, container homes or tiny homes, making it perfect for affordable housing, a retirement setup, or a long-term investment.Situated in a quiet rural area, this land provides privacy while still being within reach of nearby towns and amenities.<h3>🏡 Property Highlights</h3><ul><li>Location: Putnam county, Florida</li><li>Zoning: Residential</li><li>Allowed Uses:</li><li class="ql-indent-1">Mobile homes</li><li class="ql-indent-1">Modular homes</li><li class="ql-indent-1">Tiny homes</li><li class="ql-indent-1">Site-built residential (verify with county)</li><li>Lot Type: Vacant land</li><li>HOA: None</li><li>Setting: Quiet, rural Florida living</li></ul><h3>🌴 Why This Property Works</h3><ul><li>Flexible zoning = wider buyer pool</li><li>Ideal for affordable housing or downsizing</li><li>Florida land with no HOA restrictions</li><li>Great option to build now or hold for future appreciation</li><li>Low holding costs compared to metro areas</li></ul><h3>📍 Nearby Area</h3><ul><li>Close to lakes, outdoor recreation, and nature</li><li>Easy access to nearby towns for shopping &amp; services like Palatka</li><li>Short drive to Gainesville or Jacksonville</li></ul>Property can close&nbsp;through title&nbsp;company and include warranty&nbsp;deed&nbsp;with title insurance. Closing costs are approx $600-$800. Inhouse closing is available with NO title insurance for $249. Buyer is to perform their own due diligence.**Zoning: R-2 RESIDENTIAL**Buildable Lot? Yes**Permitted Uses: Mobile Home, Single Family, Barndominium, Container Home, Tiny Home, Modular Home.**Seatbacks&gt;Front: 25 feet&gt;Rear: 10 feet&gt;Side: 10 feet**RV Living: Up to 14 consecutive days or 120 nonconsecutive days annually. Temporary RV living is allowed duringconstruction for 6-12 months.**Animals Allowed? Depends on the kind of animals, chickens, goats are allowed, for horses, should be at least 2 acres**Legal Road Access? Yes**HOA? None**Impact Fee: $7,000 to $8,000 for a single family home depending on the structure size.**Flood Zone Area? No**Utilities: Septic and Well Required *******OWNER FINANCE DETAILS*********Owner finance is available with no credit check or income verification. Contract for deed, with deed being transferred after final payment.Everyone is approved!Down payment is $ 500 and APR is 10% 5 Years	-&gt; $ 199.72 per month7 Years	-&gt; $ 156.05 per month10 Years	-&gt; $ 124.22 per month $249 processing and origination fee applies to all new loans. Finance amount is $9,400 after down payment and fees.

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Nice Land in Georgetown Florida Near the Lake and RV Allowed Part Time

Corner Lot in Florahome Florida for Tiny Home or Mobile Home